New Combined Insurance Policy for Therapists

HypnosisAustralia, November 2007

By Dr Tracie O'Keefe DCH, Clinical Hypnotherapist, Psychotherapist & Counsellor
Editorial Director of HypnosisAustralia Online.

If we stopped to count the numbers of insurance policies we pay each month we would probably all need therapy. Some days it seems as if we are just working to pay the bankers and insurance companies. The new combined policy by Insurance House (Members of National Insurance Brokers Association) is a blessing because it combines two of your practice's essential insurances - malpractice and public liability.

Well, actually it combines a whole lot more including goods sold and supplied, libel, slander, dishonesty of employees, transgression of the Trade Practices Act, loss of documents, breach of confidentially, locum cover and students under supervision cover to name but a few other things. When we first got the policy documents sent through to the journal we thought there must be a catch because the prices quoted for the annual policy were so low but after speaking to other brokers the new policy seems to be the real thing. Added to all that is the fact there is no excess on any claim.

On top of all that the list of additional modalities that a practitioner may be practising run to over a hundred, including physical and well as mental disciplines, all at no extra cost. We try not to sound like groupies when reviewing anything at the journal but this really is a step forward in insurance for complementary and allied health professionals. There are many practitioners out there that may have malpractice insurance but they never bother to get public liability insurance that covers them if they practise from home. This policy leaves no excuse.

Other companies are now also starting to carry out this combined form of insurance, making it easier for therapists to comply with having practice insurance and public liability insurance.

©HypnosisAustralia, November 2007